Review The Estimated Monthly Payment for This Home
Review a clearer estimate of the monthly payment, minimum down payment, projected taxes, insurance, and estimated cash-to-close for this home.
685 Cross CRK #62, Mineral Bluff, GA 30559
685 Cross CRK #62, Mineral Bluff, GA 30559
685 Cross CRK #62, Mineral Bluff, GA 30559
42
See all 42 photos
$395,000
Est. payment /mo
Save
1 Bed
2 Baths
744 SqFt
New

685 Cross CRK #62 Mineral Bluff, GA 30559

Save
REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your agent will contact you to discuss available opportunities.
Quillie Williams

Quillie Williams

Maximum One Greater Atlanta Realtors

+1(678) 573-6100

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Cabin,Single Family Residence

Listing Status New

Purchase Type For Sale

Square Footage 744 sqft

Price per Sqft $530

Subdivision Riverwalk On The Toccoa

MLS Listing ID 10810562

Style Bungalow/Cottage

Bedrooms 1

Full Baths 2

HOA Fees $400

HOA Y/N Yes

Year Built 1976

Tax Year 2025

Lot Size 3.980 Acres

Acres 3.98

Lot Dimensions 3.98

Property Sub-Type Cabin,Single Family Residence

Source Georgia MLS 2

Property Description

The Cobbler's Cottage offers timeless mountain charm in the sought-after River Walk on the Toccoa community. Nestled on 3.98+/- private acres with seasonal mountain and pond views, this enchanting cottage-style retreat is surrounded by nature and designed for peaceful mountain living. A standing seam metal roof, original stacked creek rock wood-burning fireplace, soaring cathedral ceilings with exposed wood beams, and dramatic wall of windows create the perfect blend of rustic character and natural light. The cozy kitchen opens to the inviting living area, while multiple decks provide ideal spaces to relax and enjoy the tranquil setting. The private loft serves as the owner's suite, complete with its own bathroom featuring a charming clawfoot tub and a private deck overlooking the wooded landscape. Whether you're enjoying morning coffee on the porch or curling up by the crackling fireplace, every space invites you to slow down and unwind. Located in the quiet, well-maintained River Walk on the Toccoa community, where short-term rentals are not permitted, you'll enjoy a peaceful neighborhood atmosphere rarely found in the mountains. The home is conveniently located in the same gated section as the community's deeded Toccoa River access and shared riverside pavilion, making it easy to spend your days fishing, kayaking, or simply enjoying one of North Georgia's most beautiful trout streams. If you're searching for a charming mountain getaway, full-time residence, or weekend retreat with character, privacy, and coveted Toccoa River access, The Cobbler's Cottage is a rare opportunity to own a truly special property.

Location

State GA

County Fannin

Rooms

Bedroom Description No

Other Rooms Workshop

Basement Crawl Space

Dining Room Dining Rm/Living Rm Combo

Bedroom High Ceilings

Interior

Interior Features High Ceilings

Heating Electric

Cooling Ceiling Fan(s), Central Air

Flooring Carpet, Hardwood

Fireplaces Number 1

Fireplaces Type Other

Fireplace Yes

Appliance Dishwasher, Dryer, Refrigerator, Washer

Laundry Other

Exterior

Parking Features Off Street

Community Features Gated

Utilities Available High Speed Internet

View Y/N Yes

View Mountain(s), Seasonal View

Roof Type Metal

Garage No

Private Pool No

Building

Lot Description Level

Faces From downtown Blue Ridge take Ada Street ( next to Grace Steakhouse) for approx. 4.5 miles to a R on Curtis Switch. Follow across the railroad tracks and the Toccoa River to a L on Robert Miller. Follow to stop sign. Take Right OIn Hunters Ridge , continue thru intersection to gate and take an immediate R on Cross Creek Rd. Continue on Cross Creek Rd to home on Left . Shared Driveway with 689 Cross Creek, at top of driveway, turn left to house . SIP

Sewer Septic Tank

Water Public

Architectural Style Bungalow/Cottage

Level or Stories One and One Half

Structure Type Stone,Wood Siding

New Construction No

Schools

Elementary Schools East Fannin

Middle Schools Fannin

High Schools Fannin

Others

HOA Fee Include Maintenance Structure,Maintenance Grounds

Tax ID 0050 C 030A2

Acceptable Financing 1031 Exchange, Cash, Conventional

Listing Terms 1031 Exchange, Cash, Conventional

Special Listing Condition Resale


Georgia MLS - GAMLS
Location Preview

Property Location & Nearby Amenities

View the property location, nearby conveniences, schools, dining, shopping, medical services, parks, and lifestyle amenities.

Current Listing Location
Loading listing location...
Property Location Map
The property location map is included so buyers can clearly see where the listing is located before opening nearby category searches. Street View availability and viewing angle are controlled by Google and may not always show the exact front of the property. Google Maps may display nearby results based on relevance, distance, ratings, prominence, and sponsored placement, and may not show mileage beside every result. Nearby information is provided for buyer convenience only. School assignment, distance, zoning, commute time, business hours, services, and availability should be independently verified by the buyer.
Want more details about this property? Request Property Details
Estimated Payment for This Home
The Quillie Real Estate TEAM calculator below automatically estimates the monthly payment, minimum down payment, taxes, insurance, and estimated cash-to-close based on this listing.

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

$0
Total Payment /mo
FHA • 3.5% Down $0 down Estimated Cash-to-Close $0
Home price (auto-fills from listing)
Defaults to FHA
Loan length
Conventional only
% or $
FHA min 3.5% enforced when FHA selected.
Auto-rate: using defaults (rates loading...)
Auto-fills only for Condo/Townhome (you can override)
Escrowed
MLS Estimate will pull listing Annual Tax Amount when available. Fallback = 1.00%.
Used when MLS mode
Used when County mode
Used when Manual mode
Added to cash-to-close
Reduces cash-to-close. Program max rules apply.
Escrow setup
Escrow setup
$0
Total Payment /mo
Estimated Cash-to-Close
$0
Includes down payment, lender fees, and prepaids. Less seller concession.
$0 + $0 − $0 = $0
See detailed calculator above for full breakdown.

Estimated cash-to-close is for informational purposes only. Actual amounts may vary based on lender terms, credit score, taxes, insurance, HOA, and closing date. Seller concessions are negotiable and not guaranteed. Confirm final figures with your lender and title company (Quillie Real Estate TEAM).
Details
Compare FHA vs Conventional
FHA
Payment /mo$0
Cash-to-close$0
Conventional
Payment /mo$0
Cash-to-close$0
$0 /mo difference • $0 cash difference

Like the payment and Neighborhood Snapshot? Want to see it in person?

685 Cross CRK #62

CONTACT QUILLIE FOR MORE INFORMATION

Quillie Williams

Quillie Williams

Broker Associate | License ID: 204690

+1(678) 573-6100

Name
Phone*
Message