Review The Estimated Monthly Payment for This Home

Review a clearer estimate of the monthly payment, minimum down payment, projected taxes, insurance, and estimated cash-to-close for this home.

See all 24 photos

$299,900

Est. payment - /mo

Save Virtual Tour

4 Beds

2 Baths

1,680 SqFt

Price Dropped by $40K

1018 Neal RD Commerce, GA 30530

Save Virtual Tour

REQUEST A TOUR

Quillie Williams

Maximum One Greater Atlanta Realtors

[email protected] +1(678) 573-6100

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Manufactured Home,Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,680 sqft

Price per Sqft $178

Subdivision Franklin Farms

MLS Listing ID 10762175

Style Ranch

Bedrooms 4

Full Baths 2

HOA Y/N No

Year Built 2026

Annual Tax Amount $733

Tax Year 2025

Lot Size 6.910 Acres

Acres 6.91

Lot Dimensions 6.91

Property Sub-Type Manufactured Home,Single Family Residence

Source Georgia MLS 2

Property Description

New Construction on almost 7 Private Acres - Franklin County. Seller is willing to help with closing costs or lowering your interest rate, and a preferred lender is offering an additional lender credit of up to 1% of the loan amount for qualified buyers. Ask for complete details, pricing may be higher for some incentives but out-of-pocket may be much lower. -- Site still Under Construction as of July 18. This brand-new 4-bedroom, 2-bath home offers nearly 1,700 square feet of living space, blending modern convenience with peaceful country living. The open-concept floor plan creates a bright, spacious feel, complemented by all-new stainless steel appliances and smart-home readiness, including pre-wiring for a smart thermostat and even the water heater. Seller is offering great incentives with an acceptable offer. Step outside and experience what truly sets this property apart-over 6 acres of privacy, nature, and opportunity. The home is positioned well off the road, giving you a quiet, secluded setting with a large backyard that feels like your own retreat. A creek runs along the back of the property, and with existing deer stands already in place, this is a dream setup for outdoor enthusiasts. Whether you're envisioning a mini-farm, recreational getaway, or peaceful homestead, this property delivers. Located in Franklin County, you'll enjoy the charm of rural living while still being conveniently connected. Just a short drive to I-85, commuting to Commerce, Athens, Lake Hartwell or even Greenville, SC is easy. Nearby Commerce offers great shopping and dining options, including Tanger Outlets, grocery stores, and everyday essentials. Families will appreciate access to the Franklin County School System, known for its strong community support and growing programs. Plus, you're surrounded by North Georgia's natural beauty-lakes, hiking, and mountain views are all within reach, making weekends feel like a getaway. If you've been looking for space, privacy, and modern living without sacrificing convenience, this is the one. USDA, VA, FHA lending now works with new mobile homes. Title is already retired, so the home is considered real property.

Location

State GA

County Franklin

Rooms

Bedroom Description No

Other Rooms Shed(s)

Basement Crawl Space

Dining Room Dining Rm/Living Rm Combo

Bedroom Double Vanity,Master On Main Level,Other,Walk-In Closet(s)

Interior

Interior Features Double Vanity, Master On Main Level, Other, Walk-In Closet(s)

Heating Electric, Forced Air, Heat Pump

Cooling Central Air, Electric, Heat Pump

Flooring Laminate

Fireplace No

Appliance Convection Oven, Dishwasher, Electric Water Heater, Range, Refrigerator

Laundry Common Area

Exterior

Parking Features None

Garage Spaces 5.0

Fence Other

Community Features None

Utilities Available Cable Available

Waterfront Description Stream,Creek

View Y/N Yes

View Seasonal View

Roof Type Composition

Total Parking Spaces 5

Garage No

Private Pool No

Building

Lot Description Greenbelt, Level, Private, Sloped

Faces From I-85, exit off and turn onto GA-63, going north for 2 miles and turn right onto Neal Rd, destination will be on your left.

Sewer Septic Tank

Water Private, Well

Architectural Style Ranch

Level or Stories One

Structure Type Vinyl Siding

New Construction Yes

Schools

Elementary Schools Lavonia

Middle Schools Franklin County

High Schools Franklin

Others

HOA Fee Include None

Tax ID 006 011

Acceptable Financing Cash, Conventional, FHA, Fannie Mae Approved, Freddie Mac Approved, Other, Owner 2nd, USDA Loan, VA Loan

Listing Terms Cash, Conventional, FHA, Fannie Mae Approved, Freddie Mac Approved, Other, Owner 2nd, USDA Loan, VA Loan

Special Listing Condition New Construction

Virtual Tour https://www.propertypanorama.com/instaview/sav/CL354954

Location Preview

Property Location & Nearby Amenities

View the property location, nearby conveniences, schools, dining, shopping, medical services, parks, and lifestyle amenities.

Current Listing Location

Loading listing location...

Property Location Map

View Map / Street View Directions

The property location map is included so buyers can clearly see where the listing is located before opening nearby category searches. Street View availability and viewing angle are controlled by Google and may not always show the exact front of the property. Google Maps may display nearby results based on relevance, distance, ratings, prominence, and sponsored placement, and may not show mileage beside every result. Nearby information is provided for buyer convenience only. School assignment, distance, zoning, commute time, business hours, services, and availability should be independently verified by the buyer.

Want more details about this property? Request Property Details

Estimated Payment for This Home

The Quillie Real Estate TEAM calculator below automatically estimates the monthly payment, minimum down payment, taxes, insurance, and estimated cash-to-close based on this listing.

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Total Payment /mo

FHA • 3.5% Down $0 down Estimated Cash-to-Close $0

Purchase Price

Home price (auto-fills from listing)

Loan Program

Defaults to FHA

Term

Loan length

Credit Tier (for PMI) • FHA not affected by score

Conventional only

Down Payment

% or $

FHA min 3.5% enforced when FHA selected.

Interest Rate

Auto-rate: using defaults (rates loading...)

HOA /mo

Auto-fills only for Condo/Townhome (you can override)

Home Insurance /yr

Escrowed

Property Taxes

MLS Estimate will pull listing Annual Tax Amount when available. Fallback = 1.00%.

MLS Tax % (fallback)

Used when MLS mode

County Tax % (of price)

Used when County mode

Manual Annual Taxes ($)

Used when Manual mode

Lender Fees ($)

Auto (2% of loan)

Added to cash-to-close

Seller Concession

Reduces cash-to-close. Program max rules apply.

Prepaid Insurance (months)

Escrow setup

Prepaid Taxes (months)

Escrow setup

Total Payment /mo

Estimated Cash-to-Close

Includes down payment, lender fees, and prepaids. Less seller concession.

$0 + $0 − $0 = $0

See detailed calculator above for full breakdown.

Estimated cash-to-close is for informational purposes only. Actual amounts may vary based on lender terms, credit score, taxes, insurance, HOA, and closing date. Seller concessions are negotiable and not guaranteed. Confirm final figures with your lender and title company (Quillie Real Estate TEAM).

Details

Compare FHA vs Conventional

FHA

Payment /mo$0

Cash-to-close$0

Conventional

Payment /mo$0

Cash-to-close$0

$0 /mo difference • $0 cash difference

CONTACT QUILLIE FOR MORE INFORMATION

Quillie Williams

Broker Associate | License ID: 204690

+1(678) 573-6100

1018 Neal RD Commerce, GA 30530

Quillie Williams

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

Property Location & Nearby Amenities

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Like the payment and Neighborhood Snapshot? Want to see it in person?

1018 Neal RD

CONTACT QUILLIE FOR MORE INFORMATION