Review The Estimated Monthly Payment for This Home
Review a clearer estimate of the monthly payment, minimum down payment, projected taxes, insurance, and estimated cash-to-close for this home.
396 Cardinal LN, Toccoa, GA 30577
396 Cardinal LN, Toccoa, GA 30577
396 Cardinal LN, Toccoa, GA 30577
103
See all 103 photos
$445,000
Est. payment /mo
Save
3 Beds
2 Baths
2,520 SqFt
Active

396 Cardinal LN Toccoa, GA 30577

Save
REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your agent will contact you to discuss available opportunities.
Quillie Williams

Quillie Williams

Maximum One Greater Atlanta Realtors

+1(678) 573-6100

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,520 sqft

Price per Sqft $176

Subdivision Shorewood Estates

MLS Listing ID 10615530

Style Other

Bedrooms 3

Full Baths 2

HOA Fees $200

HOA Y/N Yes

Year Built 1987

Annual Tax Amount $3,427

Tax Year 24

Lot Size 0.330 Acres

Acres 0.33

Lot Dimensions 14374.8

Property Sub-Type Single Family Residence

Source Georgia MLS 2

Property Description

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

Location

State GA

County Stephens

Rooms

Bedroom Description No

Other Rooms Outbuilding

Basement Daylight, Finished

Dining Room Dining Rm/Living Rm Combo

Bedroom Master On Main Level,Tile Bath

Interior

Interior Features Master On Main Level, Tile Bath

Heating Central, Electric

Cooling Central Air, Electric

Flooring Carpet, Tile

Fireplace No

Appliance Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Laundry In Basement

Exterior

Exterior Feature Dock

Parking Features Carport

Community Features Clubhouse, Lake, Pool, Shared Dock, Tennis Court(s)

Utilities Available Other

Waterfront Description Corps of Engineers Control,Deep Water Access,Floating Dock,Lake,Lake Privileges

View Y/N Yes

View Lake

Roof Type Other

Garage No

Private Pool No

Building

Lot Description Sloped

Faces GPS

Sewer Septic Tank

Water Public

Architectural Style Other

Level or Stories Two

Structure Type Other,Wood Siding

New Construction No

Schools

Elementary Schools Other

Middle Schools Stephens

High Schools Stephens

Others

HOA Fee Include Insurance,Maintenance Grounds,Swimming,Tennis

Tax ID 057E 153

Security Features Security System

Special Listing Condition Resale


Georgia MLS - GAMLS
Location Preview

Property Location & Nearby Amenities

View the property location, nearby conveniences, schools, dining, shopping, medical services, parks, and lifestyle amenities.

Current Listing Location
Loading listing location...
Property Location Map
The property location map is included so buyers can clearly see where the listing is located before opening nearby category searches. Street View availability and viewing angle are controlled by Google and may not always show the exact front of the property. Google Maps may display nearby results based on relevance, distance, ratings, prominence, and sponsored placement, and may not show mileage beside every result. Nearby information is provided for buyer convenience only. School assignment, distance, zoning, commute time, business hours, services, and availability should be independently verified by the buyer.
Want more details about this property? Request Property Details
Estimated Payment for This Home
The Quillie Real Estate TEAM calculator below automatically estimates the monthly payment, minimum down payment, taxes, insurance, and estimated cash-to-close based on this listing.

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

$0
Total Payment /mo
FHA • 3.5% Down $0 down Estimated Cash-to-Close $0
Home price (auto-fills from listing)
Defaults to FHA
Loan length
Conventional only
% or $
FHA min 3.5% enforced when FHA selected.
Auto-rate: using defaults (rates loading...)
Auto-fills only for Condo/Townhome (you can override)
Escrowed
MLS Estimate will pull listing Annual Tax Amount when available. Fallback = 1.00%.
Used when MLS mode
Used when County mode
Used when Manual mode
Added to cash-to-close
Reduces cash-to-close. Program max rules apply.
Escrow setup
Escrow setup
$0
Total Payment /mo
Estimated Cash-to-Close
$0
Includes down payment, lender fees, and prepaids. Less seller concession.
$0 + $0 − $0 = $0
See detailed calculator above for full breakdown.

Estimated cash-to-close is for informational purposes only. Actual amounts may vary based on lender terms, credit score, taxes, insurance, HOA, and closing date. Seller concessions are negotiable and not guaranteed. Confirm final figures with your lender and title company (Quillie Real Estate TEAM).
Details
Compare FHA vs Conventional
FHA
Payment /mo$0
Cash-to-close$0
Conventional
Payment /mo$0
Cash-to-close$0
$0 /mo difference • $0 cash difference

Like the payment and Neighborhood Snapshot? Want to see it in person?

396 Cardinal LN

CONTACT QUILLIE FOR MORE INFORMATION

Quillie Williams

Quillie Williams

Broker Associate License ID: 204690

+1(678) 573-6100

Name
Phone*
Message