Review The Estimated Monthly Payment for This Home

Review a clearer estimate of the monthly payment, minimum down payment, projected taxes, insurance, and estimated cash-to-close for this home.

See all 46 photos

$649,000

Est. payment - /mo

Save

0.33 Acres Lot

Active

3551 Monroe CIR Gainesville, GA 30506

Save

REQUEST A TOUR

Quillie Williams

Maximum One Greater Atlanta Realtors

[email protected] +1(678) 573-6100

UPDATED:

Key Details

Property Type Vacant Land

Sub Type Residential Lot

Listing Status Active

Purchase Type For Sale

Subdivision Monroe C Smith

MLS Listing ID 10614689

HOA Y/N No

Annual Tax Amount $3,462

Tax Year 2024

Lot Size 0.330 Acres

Acres 0.33

Lot Dimensions 14374.8

Property Sub-Type Residential Lot

Source Georgia MLS 2

Property Description

Sitting on a deep-water cove with water views, this fully renovated two-bedroom retreat offers Lake Lanier waterfront living at its finest. Just steps away, a private dock with a sundeck invites you to sunbathe, swim, or gear up for a day on the lake. Enjoy outdoor living on the spacious deck and screened porch, where peaceful open-water views create the perfect backdrop for relaxing or entertaining. There is a gentle grass yard and easy access to your dock. With no HOA, this low-maintenance property is an excellent choice for both personal enjoyment and investment. Short and long-term rentals are welcome, making this furnished home a turnkey vacation rental or weekend getaway. Located just minutes from downtown Gainesville and only 40 minutes from downtown Atlanta, this charming gem checks every box for location, lake access, and investment potential. Duckett Mill Campground and boat launch are right around the corner, and the property sits on a 1/3-acre lot in a neighborhood of million-dollar homes - perfect for building your dream lake house. Ready for immediate use - start enjoying lake life today!

Location

State GA

County Hall

Rooms

Bedroom Description No

Other Rooms Other

Interior

Fireplace No

Exterior

Community Features None

Utilities Available Cable Available, Electricity Available, Water Available

Waterfront Description Deep Water Access

View Y/N Yes

View Lake

Private Pool No

Building

Lot Description Private

Faces Duckett Mill Road to Monroe Circle.

Sewer Public Sewer

Water Public

New Construction No

Schools

Elementary Schools Sardis

Middle Schools Chestatee

High Schools Chestatee

Others

Tax ID 10044 000065

Acceptable Financing Other

Listing Terms Other

Location Preview

Property Location & Nearby Amenities

View the property location, nearby conveniences, schools, dining, shopping, medical services, parks, and lifestyle amenities.

Current Listing Location

Loading listing location...

Property Location Map

View Map / Street View Directions

The property location map is included so buyers can clearly see where the listing is located before opening nearby category searches. Street View availability and viewing angle are controlled by Google and may not always show the exact front of the property. Google Maps may display nearby results based on relevance, distance, ratings, prominence, and sponsored placement, and may not show mileage beside every result. Nearby information is provided for buyer convenience only. School assignment, distance, zoning, commute time, business hours, services, and availability should be independently verified by the buyer.

Want more details about this property? Request Property Details

Estimated Payment for This Home

The Quillie Real Estate TEAM calculator below automatically estimates the monthly payment, minimum down payment, taxes, insurance, and estimated cash-to-close based on this listing.

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Total Payment /mo

FHA • 3.5% Down $0 down Estimated Cash-to-Close $0

Purchase Price

Home price (auto-fills from listing)

Loan Program

Defaults to FHA

Term

Loan length

Credit Tier (for PMI) • FHA not affected by score

Conventional only

Down Payment

% or $

FHA min 3.5% enforced when FHA selected.

Interest Rate

Auto-rate: using defaults (rates loading...)

HOA /mo

Auto-fills only for Condo/Townhome (you can override)

Home Insurance /yr

Escrowed

Property Taxes

MLS Estimate will pull listing Annual Tax Amount when available. Fallback = 1.00%.

MLS Tax % (fallback)

Used when MLS mode

County Tax % (of price)

Used when County mode

Manual Annual Taxes ($)

Used when Manual mode

Lender Fees ($)

Auto (2% of loan)

Added to cash-to-close

Seller Concession

Reduces cash-to-close. Program max rules apply.

Prepaid Insurance (months)

Escrow setup

Prepaid Taxes (months)

Escrow setup

Total Payment /mo

Estimated Cash-to-Close

Includes down payment, lender fees, and prepaids. Less seller concession.

$0 + $0 − $0 = $0

See detailed calculator above for full breakdown.

Estimated cash-to-close is for informational purposes only. Actual amounts may vary based on lender terms, credit score, taxes, insurance, HOA, and closing date. Seller concessions are negotiable and not guaranteed. Confirm final figures with your lender and title company (Quillie Real Estate TEAM).

Details

Compare FHA vs Conventional

FHA

Payment /mo$0

Cash-to-close$0

Conventional

Payment /mo$0

Cash-to-close$0

$0 /mo difference • $0 cash difference

CONTACT QUILLIE FOR MORE INFORMATION

Quillie Williams

Broker Associate License ID: 204690

+1(678) 573-6100

3551 Monroe CIR Gainesville, GA 30506

Quillie Williams

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

Property Location & Nearby Amenities

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Like the payment and Neighborhood Snapshot? Want to see it in person?

3551 Monroe CIR

CONTACT QUILLIE FOR MORE INFORMATION