Review The Estimated Monthly Payment for This Home

Review a clearer estimate of the monthly payment, minimum down payment, projected taxes, insurance, and estimated cash-to-close for this home.

See all 74 photos

$650,000

Est. payment - /mo

Save Virtual Tour

3 Beds

3.5 Baths

3,648 SqFt

New

354 Kaely DR Mineral Bluff, GA 30559

Save Virtual Tour

REQUEST A TOUR

Quillie Williams

Maximum One Greater Atlanta Realtors

[email protected] +1(678) 573-6100

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Cabin,Single Family Residence

Listing Status New

Purchase Type For Sale

Square Footage 3,648 sqft

Price per Sqft $178

Subdivision Toccoa River Forest

MLS Listing ID 10769446

Style Bungalow/Cottage,Cape Cod,Contemporary,Craftsman,Ranch,Traditional

Bedrooms 3

Full Baths 3

Half Baths 1

HOA Fees $350

HOA Y/N Yes

Year Built 1999

Annual Tax Amount $1,787

Tax Year 2025

Lot Size 2.000 Acres

Acres 2.0

Lot Dimensions 2

Property Sub-Type Cabin,Single Family Residence

Source Georgia MLS 2

Property Description

Overlooking a private Lake, this inviting home offers the perfect blend of mountain charm and waterfront living. Enjoy the private dock. Go kayaking and explore the waterway as it flows into the Toccoa River. Maybe throw a line and see what kind of fish you can catch! Enjoy the Deer and turkey as they wander the property, creating a peaceful, natural setting. A gated, paved driveway leads to a 2-car terrace level garage- plus a detached 3-car garage with room for all the toys. The home features city water, natural painted stucco for easy exterior maintenance, and mature landscaping that enhances the serene environment. Inside, the main level offers a primary suite on the main with fireplace, a welcoming great room with fireplace, a half bath for guests, a well-appointed kitchen, laundry room, and a stunning double sunroom with a wall of glass capturing mountain and water views. The home leads upstairs to double guest bedrooms ,additional storage and a shared bathroom. The terrace level includes a media room ready to customize to meet your family's needs, an additional bathroom, office space, another sunroom, and the 2-car garage. This home offers the perfect opportunity to update and expand your personal taste , adding value and creating your ideal mountain-water retreat. With deeded Toccoa River access, private lake frontage, and a quiet, no-short-term-rental community, you'll enjoy a peaceful lifestyle just minutes from downtown Blue Ridge, Old Toccoa Farm for golfing or lunch or dinner at The Tavern, hiking, fishing, and the best outdoor amenities North Georgia has to offer. You are certain to feel the warmth comfort and love this home has to offer.

Location

State GA

County Fannin

Rooms

Bedroom Description No

Other Rooms Second Residence, Workshop

Basement Finished, Full

Bedroom Central Vacuum,Master On Main Level,Split Foyer,Entrance Foyer

Interior

Interior Features Central Vacuum, Master On Main Level, Split Foyer, Entrance Foyer

Heating Central, Electric, Heat Pump

Cooling Ceiling Fan(s), Central Air

Flooring Carpet, Hardwood, Other, Tile

Fireplaces Number 2

Fireplaces Type Gas Log

Fireplace Yes

Appliance Cooktop, Dishwasher, Dryer, Microwave, Refrigerator

Laundry Common Area

Exterior

Exterior Feature Dock

Parking Features Garage, Basement, Detached

Garage Spaces 5.0

Community Features Gated

Utilities Available High Speed Internet

Waterfront Description Pond

View Y/N Yes

View Lake, Mountain(s)

Roof Type Composition

Total Parking Spaces 5

Garage Yes

Private Pool No

Building

Lot Description Level, Sloped

Faces From Hwy 515 & hwy 60 take hwy 60 N thru intersection and turn left onto Douthit rd. Approx 1.4 miles to left into Toccoa River Forest sub (Kaely Dr). Go to end of Kaely to 354

Sewer Septic Tank

Water Public

Architectural Style Bungalow/Cottage, Cape Cod, Contemporary, Craftsman, Ranch, Traditional

Structure Type Concrete,Stone,Stucco

New Construction No

Schools

Elementary Schools East Fannin

Middle Schools Fannin

High Schools Fannin

Others

HOA Fee Include Private Roads

Tax ID 0046 001B8

Acceptable Financing 1031 Exchange, Cash, Conventional, VA Loan

Listing Terms 1031 Exchange, Cash, Conventional, VA Loan

Special Listing Condition Resale

Virtual Tour https://tour.usamls.net/354-Kaely-Drive-Mineral-Bluff-GA-30559/unbranded

Estimated Payment for This Home

The Quillie Real Estate TEAM calculator below automatically estimates the monthly payment, minimum down payment, taxes, insurance, and estimated cash-to-close based on this listing.

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Total Payment /mo

FHA • 3.5% Down $0 down Estimated Cash-to-Close $0

Purchase Price

Home price (auto-fills from listing)

Loan Program

Defaults to FHA

Term

Loan length

Credit Tier (for PMI) • FHA not affected by score

Conventional only

Down Payment

% or $

FHA min 3.5% enforced when FHA selected.

Interest Rate

Auto-rate: using defaults (rates loading...)

HOA /mo

Auto-fills only for Condo/Townhome (you can override)

Home Insurance /yr

Escrowed

Property Taxes

MLS Estimate will pull listing Annual Tax Amount when available. Fallback = 1.00%.

MLS Tax % (fallback)

Used when MLS mode

County Tax % (of price)

Used when County mode

Manual Annual Taxes ($)

Used when Manual mode

Lender Fees ($)

Auto (2% of loan)

Added to cash-to-close

Seller Concession

Reduces cash-to-close. Program max rules apply.

Prepaid Insurance (months)

Escrow setup

Prepaid Taxes (months)

Escrow setup

Total Payment /mo

Estimated Cash-to-Close

Includes down payment, lender fees, and prepaids. Less seller concession.

$0 + $0 − $0 = $0

See detailed calculator above for full breakdown.

Estimated cash-to-close is for informational purposes only. Actual amounts may vary based on lender terms, credit score, taxes, insurance, HOA, and closing date. Seller concessions are negotiable and not guaranteed. Confirm final figures with your lender and title company (Quillie Real Estate TEAM).

Details

Compare FHA vs Conventional

FHA

Payment /mo$0

Cash-to-close$0

Conventional

Payment /mo$0

Cash-to-close$0

$0 /mo difference • $0 cash difference

CONTACT QUILLIE FOR MORE INFORMATION

Quillie Williams

Broker Associate | License ID: 204690

+1(678) 573-6100

354 Kaely DR Mineral Bluff, GA 30559

Quillie Williams

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Like the payment and Neighborhood Snapshot? Want to see it in person?

354 Kaely DR

CONTACT QUILLIE FOR MORE INFORMATION