Review The Estimated Monthly Payment for This Home

Review a clearer estimate of the monthly payment, minimum down payment, projected taxes, insurance, and estimated cash-to-close for this home.

See all 33 photos

$599,900

Est. payment - /mo

Save

3 Beds

3 Baths

1.5 Acres Lot

New

48 Twin Creeks Blue Ridge, GA 30513

Save

REQUEST A TOUR

Quillie Williams

[email protected] +1(678) 573-6100

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Subdivision Twin Creeks 18 C

MLS Listing ID 7774609

Style Country,Rustic

Bedrooms 3

Full Baths 3

Construction Status Resale

HOA Y/N No

Year Built 1999

Annual Tax Amount $1,969

Tax Year 2025

Lot Size 1.500 Acres

Acres 1.5

Property Sub-Type Single Family Residence

Source First Multiple Listing Service

Property Description

Nestled on 1.5 private acres, this charming two-story retreat over a full basement offers the perfect escape into the peaceful surroundings of the mountains. The property borders the bubbling waters of Pack Creek, providing a soothing natural soundtrack and your own private spot for fishing or relaxing by the water. Step outside to enjoy the large lot and the quiet beauty of the natural landscape and the stream. The home welcomes you with an open concept layout that feels airy and bright, creating a warm space to unwind. The main floor features a primary suite for easy living, while two more bedrooms are tucked away on the upper level. With a full bathroom on every floor, the home is designed for comfort and ease. You can rest easy knowing the roof, HVAC system, and water heater are all about two years old, and the lower level flooring was updated in 2021. The kitchen comes with all appliances, and the washer and dryer are included, making this a truly move-in ready spot for a new owner. The laundry room is tucked away in the lower level for convenience. Even with the feel of a private hideaway, the property is very close to Highway 515 for easy travel. You are just a quick drive from the beautiful waters of Blue Ridge Lake and the scenic Toccoa River. The fun shops, local parks, and dining spots in downtown Blue Ridge are also nearby, giving you the best of both worlds. This property is offered as-is and is ready for immediate occupancy.

Location

State GA

County Fannin

Area Twin Creeks 18 C

Lake Name None

Rooms

Bedroom Description Master on Main

Other Rooms None

Basement Finished, Daylight, Full, Interior Entry, Exterior Entry

Main Level Bedrooms 1

Dining Room Open Concept

Kitchen Breakfast Bar, Solid Surface Counters, Pantry

Bedroom Other

Interior

Interior Features Other

Heating Other

Cooling Central Air

Flooring Hardwood

Fireplaces Type None

Equipment Dehumidifier

Window Features None

Appliance Dishwasher, Dryer, Electric Water Heater, Refrigerator

Laundry In Basement

Exterior

Exterior Feature Balcony

Parking Features Kitchen Level, Parking Pad

Fence None

Pool None

Community Features None

Utilities Available Phone Available, Water Available, Electricity Available

Waterfront Description Creek

View Y/N Yes

View Creek/Stream, Mountain(s)

Roof Type Metal

Street Surface Gravel

Accessibility None

Handicap Access None

Porch Patio, Screened

Total Parking Spaces 4

Private Pool false

Building

Lot Description Open Lot, Sloped

Story Two

Foundation See Remarks, Slab

Sewer Septic Tank

Water Public

Architectural Style Country, Rustic

Level or Stories Two

Structure Type Log

Construction Status Resale

Schools

Elementary Schools West Fannin

Middle Schools Fannin County

High Schools Fannin County

Others

Senior Community no

Restrictions false

Acceptable Financing 1031 Exchange, Cash, Conventional, FHA, VA Loan, USDA Loan

Listing Terms 1031 Exchange, Cash, Conventional, FHA, VA Loan, USDA Loan

Listed by EXP Realty, LLC.

Estimated Payment for This Home

The Quillie Real Estate TEAM calculator below automatically estimates the monthly payment, minimum down payment, taxes, insurance, and estimated cash-to-close based on this listing.

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Total Payment /mo

FHA • 3.5% Down $0 down Estimated Cash-to-Close $0

Purchase Price

Home price (auto-fills from listing)

Loan Program

Defaults to FHA

Term

Loan length

Credit Tier (for PMI) • FHA not affected by score

Conventional only

Down Payment

% or $

FHA min 3.5% enforced when FHA selected.

Interest Rate

Auto-rate: using defaults (rates loading...)

HOA /mo

Auto-fills only for Condo/Townhome (you can override)

Home Insurance /yr

Escrowed

Property Taxes

MLS Estimate will pull listing Annual Tax Amount when available. Fallback = 1.00%.

MLS Tax % (fallback)

Used when MLS mode

County Tax % (of price)

Used when County mode

Manual Annual Taxes ($)

Used when Manual mode

Lender Fees ($)

Auto (2% of loan)

Added to cash-to-close

Seller Concession

Reduces cash-to-close. Program max rules apply.

Prepaid Insurance (months)

Escrow setup

Prepaid Taxes (months)

Escrow setup

Total Payment /mo

Estimated Cash-to-Close

Includes down payment, lender fees, and prepaids. Less seller concession.

$0 + $0 − $0 = $0

See detailed calculator above for full breakdown.

Estimated cash-to-close is for informational purposes only. Actual amounts may vary based on lender terms, credit score, taxes, insurance, HOA, and closing date. Seller concessions are negotiable and not guaranteed. Confirm final figures with your lender and title company (Quillie Real Estate TEAM).

Details

Compare FHA vs Conventional

FHA

Payment /mo$0

Cash-to-close$0

Conventional

Payment /mo$0

Cash-to-close$0

$0 /mo difference • $0 cash difference

CONTACT QUILLIE FOR MORE INFORMATION

Quillie Williams

Broker Associate | License ID: 204690

+1(678) 573-6100

48 Twin Creeks Blue Ridge, GA 30513

Quillie Williams

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Like the payment and Neighborhood Snapshot? Want to see it in person?

48 Twin Creeks

CONTACT QUILLIE FOR MORE INFORMATION