Review The Estimated Monthly Payment for This Home

Review a clearer estimate of the monthly payment, minimum down payment, projected taxes, insurance, and estimated cash-to-close for this home.

See all 81 photos

$1,149,000

Est. payment - /mo

Save

2 Beds

1.5 Baths

1,452 SqFt

Active

25 Valley ST Clayton, GA 30525

Save

REQUEST A TOUR

Quillie Williams

[email protected] +1(678) 573-6100

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,452 sqft

Price per Sqft $791

Subdivision Downtown Clayton

MLS Listing ID 10649559

Style Traditional

Bedrooms 2

Full Baths 1

Half Baths 1

HOA Y/N No

Year Built 2011

Annual Tax Amount $2,258

Tax Year 2025

Lot Size 9,583 Sqft

Acres 0.22

Lot Dimensions 9583.2

Property Sub-Type Single Family Residence

Source Georgia MLS 2

Property Description

Charming Downtown Clayton Home with Mountain Views & Income Potential! This is your chance to own a beautifully renovated (2022) in-town residence in the heart of Downtown Clayton-one of North Georgia's most walkable and vibrant small towns! (Seller financing is available, call listing agent for potential terms.) Whether you're looking for a full-time home, a mountain getaway, or an income-producing property, this unique live/work opportunity has it all. Property Features: 2BR/1BA Updated Living Quarters. Upstairs features a tastefully renovated living space with modern finishes-perfect as your primary residence, second home, or potential short-term rental. Mountain Views from the Rooftop Deck. Relax or entertain with stunning mountain views-a rare luxury in the downtown district. Off-Street Parking: Room for up to 9 vehicles in the private paved parking lot-a rare and valuable perk for downtown living. Room to Grow: Located on a 0.22-acre lot with zero-lot-line setbacks, offering flexibility for future expansion or outdoor enhancements. Prime Walkable Location: Just steps from shops, restaurants, and entertainment. Whether you're searching for a low-maintenance lifestyle in a walkable location, or a residence with income potential, this property delivers. The downstairs space could be reimagined as a home office, studio, hobby space, or even finished to expand the living area (check local zoning for options). Main level is currently being used as an attorney's office. Live in the heart of the mountains-schedule your private showing today!

Location

State GA

County Rabun

Rooms

Bedroom Description No

Basement None

Bedroom High Ceilings,Walk-In Closet(s)

Interior

Interior Features High Ceilings, Walk-In Closet(s)

Heating Central, Electric

Cooling Central Air, Electric

Flooring Laminate

Fireplaces Number 1

Fireplaces Type Living Room

Fireplace Yes

Appliance Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer

Laundry Laundry Closet, Upper Level

Exterior

Parking Features Assigned

Garage Spaces 8.0

Community Features Near Shopping

Utilities Available Electricity Available, High Speed Internet

View Y/N Yes

View City, Mountain(s)

Roof Type Metal

Total Parking Spaces 8

Garage No

Private Pool No

Building

Lot Description City Lot, Zero Lot Line

Faces From DOWNTOWN CLAYTON, head NORTH on MAIN STREET. Turn Left on VALLEY STREET. Turn LEFT at 25 VALLEY STREET, Clayton, GA 30525.

Foundation Slab

Sewer Public Sewer

Water Public

Architectural Style Traditional

Structure Type Concrete,Wood Siding

New Construction No

Schools

Elementary Schools Rabun

Middle Schools Rabun

High Schools Rabun

Others

HOA Fee Include None

Tax ID C006 044

Security Features Smoke Detector(s)

Acceptable Financing 1031 Exchange, Cash, Private Financing Available

Listing Terms 1031 Exchange, Cash, Private Financing Available

Special Listing Condition Updated/Remodeled

Estimated Payment for This Home

The Quillie Real Estate TEAM calculator below automatically estimates the monthly payment, minimum down payment, taxes, insurance, and estimated cash-to-close based on this listing.

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Total Payment /mo

FHA • 3.5% Down $0 down Estimated Cash-to-Close $0

Purchase Price

Home price (auto-fills from listing)

Loan Program

Defaults to FHA

Term

Loan length

Credit Tier (for PMI) • FHA not affected by score

Conventional only

Down Payment

% or $

FHA min 3.5% enforced when FHA selected.

Interest Rate

Auto-rate: using defaults (rates loading...)

HOA /mo

Auto-fills only for Condo/Townhome (you can override)

Home Insurance /yr

Escrowed

Property Taxes

MLS Estimate will pull listing Annual Tax Amount when available. Fallback = 1.00%.

MLS Tax % (fallback)

Used when MLS mode

County Tax % (of price)

Used when County mode

Manual Annual Taxes ($)

Used when Manual mode

Lender Fees ($)

Auto (2% of loan)

Added to cash-to-close

Seller Concession

Reduces cash-to-close. Program max rules apply.

Prepaid Insurance (months)

Escrow setup

Prepaid Taxes (months)

Escrow setup

Total Payment /mo

Estimated Cash-to-Close

Includes down payment, lender fees, and prepaids. Less seller concession.

$0 + $0 − $0 = $0

See detailed calculator above for full breakdown.

Estimated cash-to-close is for informational purposes only. Actual amounts may vary based on lender terms, credit score, taxes, insurance, HOA, and closing date. Seller concessions are negotiable and not guaranteed. Confirm final figures with your lender and title company (Quillie Real Estate TEAM).

Details

Compare FHA vs Conventional

FHA

Payment /mo$0

Cash-to-close$0

Conventional

Payment /mo$0

Cash-to-close$0

$0 /mo difference • $0 cash difference

CONTACT QUILLIE FOR MORE INFORMATION

Quillie Williams

Broker Associate | License ID: 204690

+1(678) 573-6100

25 Valley ST Clayton, GA 30525

Quillie Williams

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

Mortgage Payment Calculator designed by Quillie Real Estate TEAM

Like the payment and Neighborhood Snapshot? Want to see it in person?

25 Valley ST

CONTACT QUILLIE FOR MORE INFORMATION